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list of Top 10 Best Mobile Loan Apps In Kenya 2021/2022

1. Branch

This app was founded back in 2015 and it is currently the most downloaded loan mobile app in Kenya. They offer loans up to Ksh 50,000.

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2. Tala

Formerly known as Mkopo Rahisi, Tala has managed to establish itself as one of the most trusted loan mobile apps in Kenya. They pride themselves on providing loans in the shortest time possible; 5 minutes. They provide loans up to Ksh 50,000. It’s the second most download Loan app on google play.

Download Link


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3. Utunzi

This is the third most downloaded loan app in Kenya. Stanzi enables clients to apply for loans ranging from ksh500 to ksh100, 000. Their Loan approvals depend on a borrower’s credit score considering also the information provided in the sign-up questionnaire.

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4. Stawika

Stawika automatically evaluates mobile phone data as well as other factors to assign loans.The process takes less than 5 minutes and your loan is ready. 

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5. Haraka

With more than 100,000 downloads from google play store, Haraka loan app offers Kenyan loans ranging between Ksh500 and Ksh 5,000. All you need is to signup using your Facebook account and apply for a loan. Haraka loan app is a division of the renown Getbucks loans provider.

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Saida checks how you have been using your phone to make callSMSsms, data and how you use mobile money services such as M-Pesa to evaluate the amount of loan you qualify for. It takes around 10 minutes for your loan to be processed.

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This is another low-interest loan app in Kenya which has more than 50,000 downloads at the moment. Loans are approved instantly. 

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8.PesaZone Loans

 You can borrow from KES 250 to KES 5,000/= from the App and receive the cash via M-Pesa from anywhere in Kenya without any securities.
9. Jazika
This is another Kenyan loan app that can save you during emergencies and avoid costly bank overdraft fees and payday loans.
10. shika loan app
Shika is a mobile app that enables you to get FAST credit whenever you need it in less than 30 SECONDS! Once you sign up, your loan will be processed sent straight to your M-PESA within a matter of seconds!

ShikaApp is FAST, and EASY to use; TRANSPARENT and offers FLEXIBLE repayment plans!

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