Non-withdrawable-deposit-taking saccos in kenya

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The Authority has issued a notice on the commencement of the process of supervising and regulating SACCOs carrying out specified non-deposit-taking SACCO business in accordance with the Sacco Societies (Non-Deposit Taking Business) Regulations, 2020.

The Regulations took effect on 1st January 2021 and thus SACCOs have until 30th June 2021 to comply. 

You can find the notice by following this link

To assist in this process, the Authority has availed the following documents

i) A Guidance Note on the operationalization of the Non-DT SACCO regulations which can be found here

ii) Non-DT SACCO Model By-laws which can be found here.

iii) The SACCO Societies (Non-Deposit taking) regulations, 2020 which can be downloaded here.

iv) The Non-DT SACCO Data collection template which can be found here



After filling the Non-DT-SACCO Data collection template provided above, the SACCO is to submit the template at the portal. 

The portal is accessible via this link


All these documents can be found under "Non-Deposit Taking SACCOs" menu on this website.

Do not hesitate to contact the Authority in case of any queries.

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