mpesa charges and rates

M-PESA Rates

Withdrawal from M-PESA Agent

Min(KSHs.) Max(KSHs.) M-PESA Charges
1 49 N/A
50 100 10
101 500 27
501 1,000 27
1,001 1,500 27
1,501 2,500 27
2,501 3,500 49
3,501 5,000 66
5,001 7,500 82
7,501 10,000 110
10,001 15,000 159
15,001 20,000 176
20,001 25,000 187
25,001 30,000 187
30,001 35,000 187
35,001 40,000 275
40,001 45,000 275
45,001 50,000 275
50,001 70,000 330

 

Transfer to Unregistered Users

Min(KSHs.) Max(KSHs.) M-PESA Charges
1 49 N/A
50 100 N/A
101 500 44
501 1,000 48
1,001 1,500 58
1,501 2,500 73
2,501 3,500 110
3,501 5,000 132
5,001 7,500 163
7,501 10,000 201
10,001 15,000 260
15,001 20,000 282
20,001 25,000 303
25,001 30,000 303
30,001 35,000 303
35,001 40,000 N/A
40,001 45,000 N/A
45,001 50,000 N/A
50,001 70,000 N/A

 

Transfer to other M-PESA Users

Min(KSHs.) Max(KSHs.) M-PESA Charges
1 49 Free
50 100 Free
101 500 11
501 1,000 15
1,001 1,500 25
1,501 2,500 40
2,501 3,500 55
3,501 5,000 60
5,001 7,500 75
7,501 10,000 85
10,001 15,000 95
15,001 20,000 100
20,001 25,000 110
25,001 30,000 110
30,001 35,000 110
35,001 40,000 110
40,001 45,000 110
45,001 50,000 110
50,001 70,000 110

 

ATM Withdrawal

Min(KSHs.) Max(KSHs.) M-PESA Charges
200 2,500 33
2,501 5,000 66
5,001 10,000 110
501 20,000 193

M-PESA charges will depend on the amount you are sending or withdrawing. You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.

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NOTE:

  • Maximum Account Balance is KSHs.100,000
  • Maximum Daily Transaction Value is KSHs.140,000.Maximum per transaction is KSHs.70,000
  • You cannot withdraw less than KSHs.50 at an M-PESA agent outlet
  • To transact, your Safaricom line and M-PESA account must be active
  • At an agent outlet, you cannot deposit money directly into another M-PESA customer's account
  • You earn Bonga points when you transact on M-PESA.
  • To register or transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID, Passport, Military ID, Diplomatic ID or Alien ID/Foreigner Certificate


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