The Huduma card is the first government owned multipurpose service and payment card that allows customers to make or receive payments. The card has a smart chip built into it whereby the cardholder’s personal data can be securely stored and can host multiple applications on the embedded chip.
A prepaid card draws funds from a prepaid account. Prepaid accounts can be loaded with monetary value by cardholders, companies, or institutions. Once funds are added to the prepaid accounts, cardholders can use their prepaid cards to pay for goods in stores, online, by phone, and to get cash at ATMs– anywhere MasterCard® is accepted worldwide. Prepaid cards offer several different ways to ‘load’ funds, with no credit check or bank account required. Prepaid cards offer greater flexibility, convenience, and security compared to handling large amounts of cash.
The Huduma Card meets the aspiration of Kenya’s Vision 2030 that calls for reforms in public service to enhance accountability, transparency and efficient service delivery. It is part of the 5 channels of service delivery under Huduma Payment Gateway providing a unified and integrated multi-channel payment gateway to facilitate ease of payment for Government services.
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