How to apply for Co-operative Bank of Kenya Co-op Personal Loan The easier way

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Loan of up to KShs. 200,000 for any customer with savings in Mco-op Cash, based on the amount of savings at the time of application. Just sign up for MCo-op Cash, deposit money, apply for the loan on your phone and get the cash chap chap!

Loan Details
It is a personal loan product targeted at salaried individuals.


  • Minimum amount Kshs.50,000
  • Maximum amount Kshs.4,000,000
  • Maximum term 72 months
  • Purposes to be covered: Education, Medical, Furniture & Consumer durables, Motor Vehicles, Plot Purchase, Holiday and Shares.
  • Applications to be appraised using credit scoring.
  • Applications appraised within 48 hours.

Employed Individuals  or Individuals with regular income


  • Identity Card – original and copy
  • Pin Card – Original and Copy
  • No specific minimum net salary is required.
  • Salary pay slips for the last 3 months
  • Completion of the loan application form.
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