How do I deposit or withdraw money into or out of the KCB M-PESA Account?

Published on 17th Oct 2018

Money in and out of the KCB M-PESA Account is ONLY available through M-PESA.

  • To deposit from M-PESA
    • Access the KCB M-PESA menu.
    • Select Deposit from M-PESA.
    • Your M-PESA will be deducted and your KCB M-PESA Account credited with the amount.
  • To withdraw to M-PESA
    • Access the KCB M-PESA menu
    • Select Withdraw to M-PESA
    • Your KCB M-PESA Account will be deducted and your M-PESA Account credited with the amount.
  • Upon activating the account, you will be issued with a loan limit from where you can borrow instantly. Loans issued are deposited into the KCB M-PESA Account.
  • You can access loan limits from as low as Kes. 50 and up to Kes. 1M.
  • Enjoy repayment periods of 30 days.
  • Loan repayment can be made via M-PESA or from the KCB M-PESA account.

How does it work?

  • Access the M-PESA menu.
  • Select Loans and Savings.
  • Select KCB M-PESA.
  • Select Loan.
  • Request Loan.
  • Enter amount.
  • Enter your M-PESA PIN
  • Loan amount will be sent to your KCB M-PESA Account less the interest, negotiation fee and excise duty which is deducted upfront.
  • To access, the loan, go to KCB M-PESA menu and select Withdraw to M-PESA.

How does it work?

  • Access the M-PESA menu.
  • Select Loans and Savings.
  • Select KCB M-PESA.
  • Select Loan.
  • Request Loan.
  • Enter amount.
  • Enter your M-PESA PIN
  • Loan amount will be sent to your KCB M-PESA Account less the interest, negotiation fee and excise duty which is deducted upfront.
  • To access, the loan, go to KCB M-PESA menu and select Withdraw to M-PESA.



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